5Place 3 tortillas in the bottom of a greased 13×9″ casserole dish.
6Pour 1/3 of the mixture over them, then add a layer of olives, jalapeños (to your liking), and a layer of cheese. Do this 2 more times, for a total of 3 layers. On one of the layers, spread a layer of refried beans on the tortillas.
7Top with cheese.
8Bake in preheated oven at 350°F for 1 hour.
Let cool before serving. Serve with sour cream and picante.
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